SMSF articles

Morningstar Australasia has operated in Australia and New Zealand since 1999. The firm's flagship retail websites, and, offer comprehensive data and objective information about more than 12,000 managed funds and 2,000 stocks available to individual investors in Australia and New Zealand, including proprietary Morningstar analyst research on 250 individual stocks and 300 investment strategies distributed through 4,000 individual funds. The site also offers independent editorial content produced by Morningstar analysts and journalists based in Sydney and around the world.

October 29, 2018

Draconian franking credit plan will spur recession, says Wilson

Labor’s "draconian" plan to axe cash refunds for franking credits will ruin Australia's globally esteemed run of almost three decades without recession and tarnish the prospects of retirees and younger generations alike.

October 21, 2018

Running out of money: Australians fret about retirement

Most working Australians fear they’ll run out of money in retirement—a problem which experts attribute to the fractured nature of Australia's retirement system.

October 18, 2018

Impact and opportunity: Bracing for Labor’s franking credit overhaul

Labor's vow to axe cash refunds for excess franking credits has sparked concern among investors. Lex Hall examines the policy, who it affects and what investors should do if it comes into force. 

September 26, 2018

SMSFs increase international exposure

Self-managed super fund trustees are increasingly using managed funds to diversify their portfolios beyond Australian equities, according to a new report.

September 25, 2018

Selling SMSF assets in the most tax-efficient way

You should pay careful attention to the timing of any SMSF asset sales, because regulatory changes can affect capital gains tax treatment, according to Melanie Dunn.

September 23, 2018

How to close the retirement income gap

An account-based income stream blended with a deferred annuity could be the solution to Australia's retirement income shortfall, says Schroders' global head of retirement Lesley-Ann Morgan.

September 10, 2018

Bank-owned super funds face new legal threat

Bank-owned superannuation funds are being targeted for class action by law firm Slater and Gordon on the back of evidence from the banking royal commission

August 28, 2018

Climbing health care costs squeeze retirees

Australian retirees are feeling the financial pinch as they face increases in the cost of health services, transport, and clothing.

August 13, 2018

The importance of flexible retirement planning

Building a contingency plan around when you intend to retire is better than setting a firm date ahead of time, according to a recent study from Morningstar's head of retirement research.

July 30, 2018

Reading between the lines of falling SMSF establishments

 SMSFs now account for around 27 per cent of Australia’s $2.6 trillion superannuation pool, down from 30 per cent three years ago. 

July 23, 2018

How an ageing population impacts investment returns

A BlackRock research study looks at structural shifts in the global economy and how they affect our investment thinking.

July 16, 2018

Westpac puts the brakes on SMSF property lending

SMSF trustees looking to invest their savings in the property market have suffered another blow following the move by the nation's second largest mortgage lender to withdraw new loan offers.

July 11, 2018

Slow progress on salary, super for Aussie women

The workforce participation, rates of pay and board representation of Australian women slipped back slightly in the first half of 2018, a study has shown.

July 10, 2018

Falling short: Aussies underestimate the cost of retirement

Australians are underestimating by up to 20 per cent the amount of money they’ll need in retirement, according to a new survey from global investment manager Schroders.

July 02, 2018

Watchdog warns SMSF advice must improve amid property spruiking fears

One in three SMSF users are in the dark about their investment strategy and are sometimes being urged to push their savings into high-risk property, according to a survey from the corporate regulator.

June 18, 2018

Property market to hurt future NSW surplus

New investments and a decline in stamp duty revenue will take a toll on the New South Wales Government's state finances, with the budget surplus tipped to fall in the year ahead.

June 12, 2018

Preparing your SMSF for 30 June

Following are some expert tips on getting your self-managed super fund into the best shape possible before the end of financial year on 30 June, 2018.

June 07, 2018

You might need multiple wills for offshore assets

If you're an Australian citizen who has lived abroad and accumulated offshore assets, you may need to have separate wills for your local and international affairs.

June 07, 2018

Rule-tinkering swamps SMSF investors, survey finds

Keeping on top of changing rules has become the biggest concern for SMSF trustees following years of government tinkering, an investor survey has found.

May 31, 2018

Why a double-income superannuation stash is unrealistic

A savings target of twice your income by the age of 35 is achievable for some people but unrealistic for many others, writes John Rekenthaler.

May 22, 2018

3 common SMSF breaches and how to avoid them

To avoid losing 45 per cent of your fund's total value in ATO penalties, the following tips will help ensure your self-managed super fund is compliant...

May 08, 2018

Budget 2018: What it means for Aussie investors

An early return to surplus, minor changes to superannuation, and $140 billion in income tax cuts all featured in Scott Morrison's pre-election budget.

April 23, 2018

Retirement income challenge needs dual response

A combination of sophisticated pension products and investor awareness of safe withdrawal rates are key to securing Australian retirement incomes, according to Challenger and Morningstar's Anthony Serhan.

March 14, 2018

Dividend imputation: Is class war raging?

Battle lines have formed over the Australian Labor Party's proposed changes to dividend imputation, with opponents dubbing it the latest front in a class war and an unfairly targeted attack on retirees.

March 13, 2018

Dividend imputation: New tax grab, or return to original purpose?

Various industry groups have voiced strong opinions on the proposed removal of cash refunds for excess dividend imputation credits, an idea floated this week by the Australian Labor Party.

February 20, 2018

How retirees can protect themselves from inflation

With inflation fears on the rise--particularly in the US, but also in Australia--retirees are among the most vulnerable.

February 14, 2018

Retirement saving: grower, spender or preserver

New research that segments trustees into growers, spenders and preservers considers a combination of retirement income risks and suggests more detailed cash flow strategies are needed.

January 17, 2018

SMSF ownership of residential property

The role of superannuation solely as an investment vehicle to fund retirement is a core underpinning of the structure, but one that is continually being challenged.

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